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Kotak Mahindra Bank: RLLR: 0.75 | From: 8.7% - To: 10.5%
Union Bank of India: RLLR: 0.5 | From: 8.5% - To: 10%
Bank of Baroda: RLLR: 0.5 | From: 9.25% - To: 11%
HDFC Bank: RLLR: 0.75 | From: 8.5% - To: 8.8%

Experts Speak

There was strong anticipation in the market that the RBI would opt for a 50 basis point rate cut in this policy review—and the central bank delivered exactly that. With this move, the total repo rate reduction for the calendar year now stands at 100 basis points, which is quite significant in the current economic context. This cumulative easing is expected to bring considerable relief to retail loan borrowers, particularly those with large-ticket loans such as home loans, where even small reductions in interest rates can translate into meaningful savings over time.

- Mr. Raoul Kapoor, Co-CEO, Andromeda Sales and Distribution Pvt Ltd

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The RBI’s decisive step will play a pivotal role in driving sales across the ?2–5 crore segment, which is fast emerging as the sweet spot for urban homebuyers. With improved affordability, greater financial confidence, and increasing preference for well-connected, premium residential offerings, we expect a strong sales surge in the coming quarters

- Mr. Ravi Aggarwal, Co-Founder & Managing Director, Signature Global

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